Call

Military Tenants and the SCRA: What Richmond Landlords Should Know

Central Virginia has a substantial military population. Fort Gregg-Adams anchors the southern corridor, Defense Logistics Agency operations sit alongside it, and the region is full of active duty members, National Guard personnel, reservists, contractors, and veterans.

For a landlord, that is a strong tenant pool — stable income, documented employment, and a culture of taking obligations seriously. It also comes with a specific legal framework, and owners who do not know it tend to discover it during a termination, which is the worst possible moment.

Quick Answer

Two bodies of law apply. The federal Servicemembers Civil Relief Act provides protections including lease termination rights and limits on certain legal proceedings. Virginia adds Va. Code § 55.1-1235, which permits early termination on five specific triggers, requires written notice effective not less than 30 days after the next rent due date, requires the tenant to furnish orders or a commanding officer’s letter — and prohibits the landlord from charging any liquidated damages.

Virginia’s Early Termination Provision

This is the one that comes up most often, and it is worth knowing precisely.

Who qualifies

Any member of the Armed Forces of the United States, or a member of the National Guard serving on full-time duty or as a civil service technician with the National Guard.

The five qualifying triggers

A qualifying member may terminate the rental agreement if they:

  1. Have received permanent change of station orders;
  2. Have received temporary duty orders in excess of three months’ duration;
  3. Are discharged or released from active duty, or from full-time duty or technician status with the National Guard;
  4. Are ordered to report to government-supplied quarters, resulting in forfeiture of basic allowance for quarters; or
  5. Have received a stop movement order in response to a local, national, or global emergency, effective for an indefinite period or for not less than 30 days, that prevents occupying the unit for a residential purpose.

Note how much broader this is than the federal standard alone. Temporary duty over three months, discharge, and an order into government quarters all qualify under Virginia law.

The procedure

The tenant terminates by serving written notice of termination on the landlord, effective on a date stated in the notice. That date must be not less than 30 days after the first date on which the next rental payment is due and payable after the notice is given.

Work through that carefully, because owners misread it. It is not simply “30 days’ notice.” The clock runs from the next rent due date after notice, then 30 days beyond that.

Example: notice given on September 10, with rent due on the first. The next rent due date after notice is October 1. Thirty days after that is October 31. So the earliest effective termination date is October 31, and rent is owed through it.

Before the termination date, the tenant must furnish the landlord with a copy of the official notification of the orders, or a signed letter from their commanding officer confirming the orders.

What the landlord may not do

Subsection C is one sentence and it is absolute: the landlord may not charge any liquidated damages.

No early termination fee. No lease-break penalty. No forfeiture clause dressed up under another name. If your lease contains an early termination fee, it does not apply to a qualifying military termination under this section.

What the tenant still owes

Subsection D preserves the tenant’s obligations under § 55.1-1227 — the general duty to maintain the dwelling unit. So the resident remains responsible for the condition of the property, and ordinary damage beyond normal wear and tear is still chargeable against the security deposit in the usual way, itemized within 45 days under § 55.1-1226.

Termination ends the lease. It does not forgive damage or unpaid rent through the termination date.

The Federal SCRA

The Servicemembers Civil Relief Act operates alongside the Virginia provision and covers considerably more than leases. Protections can include lease termination rights for qualifying orders, limits on default judgments and evictions in certain circumstances, interest rate caps on pre-service obligations, and protections around certain proceedings.

Two practical points for landlords:

  • Where federal and state protections differ, the tenant generally gets the benefit of the more protective provision. Do not assume the narrower rule applies.
  • Before pursuing a default judgment against any absent tenant, there are federal requirements around determining military status. This is a real procedural trap in eviction actions. The Department of Defense operates a military status verification service, and courts expect it to be used.

The U.S. Department of Justice servicemembers page and Military OneSource both publish accessible explanations. Given the consequences of getting this wrong, involve a Virginia attorney in any contested matter with a servicemember tenant.

Practical Guidance for Landlords

  1. Do not resist a valid termination. The right is statutory. Fighting it costs money and achieves nothing.
  2. Ask for the documentation the statute contemplates — orders or a commanding officer’s letter — and keep a copy.
  3. Calculate the termination date correctly using the next-rent-due-plus-30 formula, and confirm it with the resident in writing so there is no dispute later.
  4. Remove any liquidated damages charge from the ledger. Charging one is a violation.
  5. Handle the deposit normally — itemized statement within 45 days, ordinary deductions for damage beyond normal wear.
  6. Offer the move-out inspection. On request, the landlord must notify the tenant of the date and time, held within 72 hours of delivery of possession.
  7. Re-lease promptly. A military termination is usually well-documented and predictable, which gives you more lead time than a typical unexpected vacancy.
  8. Review your lease. If it contains a blanket early termination fee with no military carve-out, get it updated.

Why Military Tenants Are Worth Having

Set the legal framework aside for a moment; the commercial case is strong.

  • Reliable, verifiable income with straightforward documentation
  • Housing allowance supporting consistent payment
  • Accountability culture — conduct issues can carry consequences through the chain of command
  • Predictable movement. Orders come with lead time, which is more than most tenancies offer
  • Repeat demand. The Fort Gregg-Adams corridor generates continuing turnover, and a landlord known for handling military tenants well gets referrals

The trade is shorter average tenancies in exchange for reliability and a steady replacement pipeline. For properties in the southern corridor — Chester, Colonial Heights, southern Chesterfield — that is often a favorable trade. Mission Realty maintains a special offer for military personnel.

Fair Housing Note

Virginia’s fair housing law includes protections relating to military status, and source-of-income protections can be relevant where a housing allowance is part of the income picture.

Practically: do not treat a military applicant differently because you expect them to leave sooner. Screen on the same criteria you apply to everyone — income, rental history, credit, and background. Adverse treatment based on military status is a fair housing problem, and “they might get orders” is not a lawful screening criterion. Our fair housing guide covers protected classes.

The Five Triggers at a Glance

TriggerWhat it coversDocumentation
Permanent change of stationOrders relocating the memberCopy of orders or CO letter
Temporary duty over three monthsTDY orders exceeding three months’ durationCopy of orders or CO letter
Discharge or releaseFrom active duty, or full-time or technician status with the National GuardCopy of orders or CO letter
Ordered to government quartersWhere it results in forfeiture of basic allowance for quartersCopy of orders or CO letter
Stop movement orderIndefinite, or not less than 30 days, preventing residential occupancyCopy of orders or CO letter

Note that all five use the same documentation standard and the same notice mechanism. There is no additional hurdle for the less familiar triggers.

Renting Out a Home While Deployed

The other side of the relationship, and common in this region: a servicemember who owns a home in the Richmond area receives orders elsewhere and becomes a landlord rather than a tenant.

Practical considerations for that situation:

  • Check your mortgage. Some loan products, including certain VA loans, have occupancy requirements. Confirm what applies before you lease the property.
  • Appoint a resident agent if you will be out of state. Virginia addresses appointment of a resident agent by nonresident property owners in § 55.1-1211, with provisions for service of process. This is a compliance item worth confirming with counsel.
  • Update your insurance. A homeowner’s policy on an owner-occupied home is not a landlord policy. Tell your insurer before a tenant moves in.
  • Arrange management you can rely on from a distance. Self-managing across time zones, and potentially without reliable communications, is where most deployed owners run into difficulty. Maintenance authority, emergency decisions, and accounting all need to work without you.
  • Set an authorization threshold so repairs below a certain amount proceed without your approval.
  • Plan for your return. If you intend to reoccupy, align lease terms with your expected timeline rather than signing an open-ended arrangement.

Frequently Asked Questions

Can a military tenant break a lease in Virginia?

Yes, on any of five statutory triggers under § 55.1-1235 — PCS orders, TDY orders over three months, discharge or release from active duty, orders into government quarters forfeiting BAH, or a qualifying stop movement order.

How much notice must a military tenant give?

Written notice with a termination date not less than 30 days after the first rent due date following the notice. Notice on September 10 with rent due the first means the earliest termination is October 31.

Can I charge an early termination fee to a military tenant?

No. Virginia Code § 55.1-1235(C) prohibits the landlord from charging any liquidated damages on a qualifying military termination.

What documentation can I require?

A copy of the official notification of orders, or a signed letter from the tenant’s commanding officer confirming the orders, furnished before the termination date.

Does the tenant still owe for damage?

Yes. Section 55.1-1235(D) preserves the tenant’s obligations under § 55.1-1227, so damage beyond normal wear and tear remains chargeable, itemized within 45 days.

Do National Guard members qualify?

Members serving on full-time duty or as a civil service technician with the National Guard are covered by the Virginia provision.

What is the SCRA?

The federal Servicemembers Civil Relief Act, which provides protections including lease termination rights, limits on certain proceedings, and interest rate caps on pre-service obligations. It operates alongside Virginia law.

Do I need to check military status before an eviction?

Federal requirements apply to determining military status before pursuing a default judgment against an absent defendant. This is a genuine procedural trap — consult a Virginia attorney.

Can I decline an applicant because they might receive orders?

No. Virginia’s fair housing law includes protections relating to military status. Screen on the same criteria you apply to every applicant.

We Work With Military Owners and Residents

Mission Realty Property Management serves owners and residents across Richmond, Henrico, Chesterfield, and Hanover, including many with military connections — whether you are stationed here, deploying and renting out your home, or investing from elsewhere.

This article is general information for Richmond-area rental owners and is not legal advice. SCRA and VRLTA matters are fact-specific and carry real consequences — consult a Virginia attorney about your situation.

Other Blogs

Subscribe to our newsletter

Sign up here to get the latest news, updates and special offers delivered directly to your inbox.